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A personal loan can be a smart financial tool—whether you’re consolidating debt, covering emergency expenses, or funding big life events. But rushing into a loan without proper research can lead to unnecessary financial stress. Before you hit the “Apply” button, here are five important things you should always check:

1. Your Credit Score

A personal loan can be a smart financial tool—whether you’re consolidating debt, covering emergency expenses, or funding big life events. But rushing into a loan without proper research can lead to unnecessary financial stress. Before you hit the “Apply” button, here are five important things you should always check:

2. Interest Rate & Total Cost

A personal loan can be a smart financial tool—whether you’re consolidating debt, covering emergency expenses, or funding big life events. But rushing into a loan without proper research can lead to unnecessary financial stress. Before you hit the “Apply” button, here are five important things you should always check:

3. Loan Tenure & EMI Affordability

A personal loan can be a smart financial tool—whether you’re consolidating debt, covering emergency expenses, or funding big life events. But rushing into a loan without proper research can lead to unnecessary financial stress. Before you hit the “Apply” button, here are five important things you should always check:

4. Hidden Fees & Charges

A personal loan can be a smart financial tool—whether you’re consolidating debt, covering emergency expenses, or funding big life events. But rushing into a loan without proper research can lead to unnecessary financial stress. Before you hit the “Apply” button, here are five important things you should always check:

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